HOTEL QUALITY BED, BATH AND HOME NATIONWIDE DELIVERY

Policy

Secure Payments with Yoco

Every payment at Linen and Co is taken by Yoco, a South African payment provider. When you pay, you enter your card details on Yoco's secure checkout page, not on our website. We never see or store your full card number: we only receive confirmation that your payment was made.

How paying works

  1. Check your basket and delivery details, then press pay at checkout.
  2. You are taken to Yoco's secure checkout page, where you enter your card details.
  3. Your bank may ask you to approve the payment with a code or in its banking app. This extra check protects you if your card is ever lost or copied.
  4. Once the payment is approved you come back to our website and see your order confirmation. We also send it to you by email.

Why it is safe

  • Your card details are entered with Yoco and never pass through or stay on our website.
  • Yoco is a South African payment provider that meets the card industry's security standard (PCI DSS) for handling card details.
  • Every page of our website and of the checkout uses a secure, encrypted connection.
  • Your order is only accepted once Yoco confirms the payment, so you are never charged for an order we have not received.

Accepted payment methods

You can pay by Visa or Mastercard credit or debit card. Yoco's checkout page shows any other payment methods that are available to you when you pay.

Payment is in full before production or dispatch. We do not offer credit accounts or payment plans.

If a payment does not go through

Sometimes a bank declines a payment, the approval step times out, or the page is closed before the payment finishes. When that happens you are not charged, and your basket is kept so you can try again. Check that your card details and billing address are correct, that your card is enabled for online payments, and that you approved the payment in your banking app if your bank asked you to.

If your bank shows a payment but you did not receive an order confirmation, do not pay a second time. Contact us with your name and the time you paid, and we will check with Yoco and confirm your order or make sure the payment is returned.

Keeping yourself safe

  • We will never ask you to send your card details by email, WhatsApp or telephone.
  • Only enter your card details on the Yoco checkout page that opens when you pay on our website.
  • If you receive a message asking for payment that you are not sure about, contact us on 010 109 4950 or info@linenco.co.za before you pay.

Refunds

If we agree a refund, it goes back to the card you paid with. Your bank may take a few business days to show it on your statement. See our returns and refunds policy for when a refund applies.

Good to know

Frequently asked questions

Do you store my card details?

No. You enter your card details with Yoco, our payment provider. We do not see or store your full card number, only the confirmation that the payment was made.

Which cards can I use?

Visa and Mastercard credit and debit cards. Yoco's checkout page shows any other payment methods available to you when you pay.

Why did my bank ask me to approve the payment?

Banks check online card payments with a code or an approval in their banking app. It confirms that you are the one paying, and it is a normal part of a secure payment.

My payment did not go through. What now?

You have not been charged for an order that did not go through. Check your card details and try again, or contact your bank. If it still does not work, contact us and we will help.

How long does a refund take?

Once we have agreed and made the refund, it goes back to the card you paid with. Your bank may take a few business days to show it.